Real World Asset (RWA) Tokenization

Ask four things. Which regulatory perimeter the platform is built for — in the UAE that means VARA in Dubai, the SCA federally and the ADGM and DIFC frameworks, each with different rules for issuance, custody and secondary trading. Where investor records, KYC data and keys are held and by whom. Whether the tokenization logic (asset registry, transfer restrictions, distributions, corporate actions) is auditable and yours after handover. And whether the partner has delivered regulated financial platforms that survived independent security testing. Approval of the structure rests with your advisers and the regulator; the partner's job is to build something that can pass it.

An asset registry and legal wrapper mapping (SPV, trust or fund units), a token contract with transfer restrictions that enforce eligibility and jurisdiction rules on-chain, an investor onboarding flow with KYC/AML and accreditation checks, primary issuance and subscription handling, distribution and corporate-action logic (yield, redemptions, valuations), custody integration or wallet infrastructure, and reporting for the issuer, investors and the regulator. Secondary trading, where permitted, adds an order book or bulletin board and settlement.

Real estate is the most active category in the UAE, followed by funds, sukuk and private credit; Dubai's land registry pilots have made property the reference case. We build on the chain the regulatory and liquidity context calls for — public EVM networks with permissioned token standards, or permissioned ledgers where the issuer requires it — and keep the asset logic portable so the choice can change without rebuilding the platform.

Yes, when the underlying asset and the structure are — tokenized sukuk and asset-backed real estate are the common forms. The token represents proportional ownership in a real asset rather than a debt claim, distributions come from actual returns, and the transfer and trading rules follow the Sharia board's rulings, which we encode as contract terms. Compliance certification stays with the issuer's Sharia board and advisers.

Yes. Masarrati does not build gambling or betting products of any kind — no casino platforms, sports betting, lottery, sweepstakes, prediction markets, or loot-box mechanics — whether as a full product, a feature, or an integration. Masarrati also does not build interest-based (riba) financial products: no lending apps, credit products, or platforms whose revenue depends on charging interest, on web, mobile, or any other platform. These are firm ethical commitments, not capacity constraints. For interest-free finance, we actively build Sharia-compliant fintech — Murabaha and Ijara structures, Takaful models, and Zakat tooling.