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Fintech & Payments

RegTech & Regulatory Automation

We build regulatory technology platforms that automate compliance workflows for banks, fintechs, and financial institutions. From automated regulatory reporting (CBUAE, SAMA, OJK) and real-time transaction monitoring to regulatory change management and audit trail systems, our RegTech solutions turn compliance from a cost center into a competitive advantage.

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80%
Reporting Automated
60%
Compliance Cost Reduction
50+
Jurisdictions Covered

Why This Matters

Financial institutions spend $270B+ annually on compliance. Automating 60-80% of routine compliance tasks frees your team to focus on genuine risk management.

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FEATURES

What You Get

Capabilities

Auto-Reporting

Generate and submit regulatory reports automatically — STRs, CTRs, prudential returns — formatted for each regulator's specific requirements.

Change Management

Track regulatory updates across 50+ jurisdictions, analyze impact on your operations, and generate compliance gap assessments.

Audit Intelligence

Immutable audit trails with full evidence chain, automated control testing, and regulator-ready export packages.

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Real-World Applications

Use Cases

Bank automating CBUAE and SAMA regulatory reporting

Fintech building real-time transaction monitoring for AML compliance

Insurance company tracking regulatory changes across GCC markets

Payment processor automating PCI DSS evidence collection

Technology Stack

pythonnodejspostgresqlkafkaawsredisdockerelasticsearch

Common Questions

Frequently Asked Questions

How do you ensure fintech compliance and security?

Masarrati builds PCI-DSS compliant payment systems, implements KYC/AML workflows, follows banking-grade encryption standards, and designs audit trails. We work with regulatory consultants to ensure full compliance.

Can you build a neobank or digital banking platform?

Yes. Masarrati has built complete digital banking platforms including account management, payments, cards, lending, and compliance modules. We integrate with banking-as-a-service providers and core banking systems.

What payment methods can you integrate?

Credit/debit cards, ACH, wire transfers, crypto payments, mobile wallets (Apple Pay, Google Pay), BNPL, UPI, and regional payment rails. Masarrati integrates with Stripe, Adyen, PayPal, and custom PSPs.

How do you handle high-volume transaction processing?

Through event-driven architecture, message queues, database sharding, optimistic locking, and auto-scaling infrastructure. Masarrati builds payment systems that handle thousands of transactions per second with 99.99% uptime.

What is your experience with Islamic fintech?

Masarrati has built Sharia-compliant fintech platforms including profit-sharing models, Murabaha financing, Zakat calculators, and Islamic investment apps — all certified by Sharia advisory boards.

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Ready to get started?

Let's Build Together

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