Payment Gateway Development
We build custom payment infrastructure that processes transactions securely across borders. From white-label payment gateways and merchant onboarding portals to real-time fraud detection and multi-currency settlement engines, our payment solutions handle the complexity of global money movement so your users get a seamless checkout experience.
Why This Matters
Payment infrastructure is the backbone of every digital business. A robust, multi-rail gateway reduces failed transactions by 30%+ and opens new markets overnight.
What You Get
Capabilities
Multi-Rail Processing
Route transactions across cards, bank transfers, mobile money, and crypto rails with intelligent failover and cost optimization.
Fraud Engine
ML-powered real-time fraud scoring combining device fingerprinting, behavioral analytics, velocity checks, and network graph analysis.
Settlement Engine
Automated multi-currency settlement with FX conversion, split payments, and configurable payout schedules for marketplace models.
Our Approach
How We Deliver
Payment Architecture
Design payment flow, rail selection, and settlement logic for your target markets
PSP & Bank Integration
Connect acquiring banks, card networks, mobile money providers, and local payment methods
Fraud & Risk Layer
Implement ML-based fraud detection, 3DS2, and configurable risk rules
PCI Compliance
Tokenize card data, implement PCI DSS controls, and prepare for certification
Go-Live & Monitoring
Transaction monitoring dashboards, alerting, and performance optimization
Real-World Applications
Use Cases
Technology Stack
Explore More
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Automated compliance reporting, regulatory change management, and risk monitoring for financial institutions.
Learn MoreCommon Questions
Frequently Asked Questions
How do you ensure fintech compliance and security?
Masarrati builds PCI-DSS compliant payment systems, implements KYC/AML workflows, follows banking-grade encryption standards, and designs audit trails. We work with regulatory consultants to ensure full compliance.
Can you build a neobank or digital banking platform?
Yes. Masarrati has built complete digital banking platforms including account management, payments, cards, lending, and compliance modules. We integrate with banking-as-a-service providers and core banking systems.
What payment methods can you integrate?
Credit/debit cards, ACH, wire transfers, crypto payments, mobile wallets (Apple Pay, Google Pay), BNPL, UPI, and regional payment rails. Masarrati integrates with Stripe, Adyen, PayPal, and custom PSPs.
How do you handle high-volume transaction processing?
Through event-driven architecture, message queues, database sharding, optimistic locking, and auto-scaling infrastructure. Masarrati builds payment systems that handle thousands of transactions per second with 99.99% uptime.
What is your experience with Islamic fintech?
Masarrati has built Sharia-compliant fintech platforms including profit-sharing models, Murabaha financing, Zakat calculators, and Islamic investment apps — all certified by Sharia advisory boards.
Real Results
Related Case Studies
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A regulated cryptocurrency exchange and digital-asset platform purpose-built for the UAE and wider MENA market, serving both individual investors and registered business entities.
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A Sharia-compliant digital donation platform enabling transparent charitable giving with real-time fund tracking, multi-currency support, and automated Zakat calculations.
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